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Podcast L. Murren Podcast L. Murren

Build the Exit Ramp Before Burnout Builds It For You

A 2025 AANA review found that burnout runs as high as 72% among CRNAs, depending on practice setting. For many of you, it’s a matter of when, not if. Most CRNAs who hit that wall don’t have an exit ramp. They have a paycheck they can’t afford to walk away from.

Most CRNAs who hit the burnout wall don’t have an exit ramp. They have a paycheck they can’t walk away from. Here’s how one extra shift, a few traded PTO weeks, and the right account order can build your way out early, on your terms.

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Podcast L. Murren Podcast L. Murren

1099 vs. W-2: Which Work Structure Wins for CRNAs?

W-2 or 1099? Compare taxes, retirement accounts, and benefits for CRNAs, and learn how to calculate which structure actually pays you more.

For most CRNAs, the choice between W-2 and 1099 gets made by default. But your pay structure shapes your taxes, retirement savings, benefits, and long-term wealth. Here’s what each one really costs, what it earns, and a simple framework for deciding which fits your life.

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Podcast L. Murren Podcast L. Murren

Your FI Number: How Much Do CRNAs Need to Walk Away? (The 4% Rule and the Trinity Study)

How much do you actually need to leave the OR for good? It isn't a guess or a feeling. It's a number. Find yours...

Northwestern Mutual's 2025 study found that Americans believe they need $1.26 million to retire comfortably, and most fall far short. CRNAs are in a better position than most to beat those averages, thanks to high income and a strong ability to save. That only works if you know your number.

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Podcast L. Murren Podcast L. Murren

The CRNA Moneymoon: Why Your First Few Years of Pay Shape Your Whole Career

You'll graduate broke, and then a paycheck lands that's bigger than anything you've seen before. What you do in the next 12 months will quietly set the course of your whole financial life.

In this episode, Leland Murren, CRNA, introduces the Moneymoon. Like a honeymoon, it's the exciting phase that follows a major life change, in this case passing boards and starting practice as a CRNA. It lasts 1 to 5 years, and it's the best window you'll ever have to maximize a large gap between what you earn and what you spend.

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Podcast L. Murren Podcast L. Murren

The Solo 401(k): The $72,000 Retirement Account CRNAs Aren't Maxing Out

Your employer says the 401(k) limit is $24,500. For self-employed CRNAs, the real ceiling is $72,000. That's nearly triple.

In this episode, Leland Murren, CRNA, breaks down the Solo 401(k), which may be the strongest wealth-building tool in the tax code for 1099 CRNAs, locums providers, and anyone with self-employment income. If you pick up even a few 1099 shifts on the side of a W-2 job, this one's for you.

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Your First CRNA Paycheck: The 10-Step Order of Operations

 Your first CRNA paycheck hits your account, and for about 30 seconds you feel like the richest person you know. Then the student loans, rent, and car payment come calling. Nobody teaches you what to do next. Until now. 

In this episode, Leland Murren, CRNA, lays out the First Paycheck Protocol: a 10-step order of operations that tells you where each dollar goes, and in what order, before you spend it. It's built for the CRNA pay landscape, not generic money advice. The sequence works whether you're a new grad, an SRNA close to graduation, or years into practice and ready to reset. 

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Podcast L. Murren Podcast L. Murren

Why I Started a Podcast — And Why You Can’t Afford to Miss It

You earned the hardest credential in nursing, but statistically there's a 70% chance you don't have a real financial plan. In this first episode of The Financial Cocktail, Leland, a self-made millionaire and locum CRNA, explains why high earners still struggle with money and why most financial advice was never built for CRNAs.

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How Much Does CRNA School Actually Cost — And Is the ROI Worth It?

CRNA school costs way more than the tuition advertised on the program website. I have four categories to consider when applying for CRNA school. At the end of the day, it’s about achieving the degree and board certification. The costs incurred along the way vary from tuition costs, clinical costs, facility fees, loan interest, years dedicated to school, and missed RN wages. The opportunity cost is high, but there is hope with current CRNA wages.

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Which ICU Actually Prepares You Best for CRNA School? The Honest Breakdown

When applying for CRNA school, where you worked matters. Your experience is everything. Not only ICU experience, but which ICU. Cardiovascular? Medical? surgical? Neuro? What about applying with emergency department, pediatric, or med-surg experience? Find out everything you need to know about where you need to work to set yourself up for CRNA success.

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1099, Locum, Case Study L. Murren 1099, Locum, Case Study L. Murren

Locum CRNA Income Case Study

Find out what a Midwest locum CRNA earned in 2025. This is a case study on locum CRNA earning potential and maximizing 1099 status. Utilizing an S-Corp LLC allowed for $100,000 in tax savings. This CRNA didn’t focus on a low tax rate, but rather maximal investment potential.

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False Blockades to Wealth Building

Many CRNAs obsess over tax strategy, employment classification, and the perfect investment vehicle — but these are largely false barriers to wealth. This post cuts through the noise on 1099 vs W-2 status, debt payoff vs investing, index fund selection, and budgeting systems, arguing that savings rate and consistent action matter far more than optimization. With a high CRNA income, financial independence is achievable in years — if you stop making excuses and start executing.

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